[Quick Wins] The 17 Wealth Files To Get Rich

Merry Chrimbo and Happy Friday, family.

I recently read Secrets of the Millionaire Mind by T. Harv Eker and realized I had some unhelpful beliefs possibly creating blocks to getting rich.

I highly recommend reading the book (a five-hour listen on Audible), but if nothing else, here are the book’s 17 ‘wealth files’—inner beliefs about money and the world, and how they differ between the wealthy and the poor + middle classes.

For each, I encourage you to ask yourself whether you have the “rich people” or “poor people” belief, and how that could be playing out in the way you make, manage, and grow money.

But first, a quick announcement: I’m giving away free journals (the fancy leather joints, not the bum-ass fourth grader one from Walmart) PLUS a free eBook filled with journal prompts to have you all self-aware and introspective and whatnot. Peep the program:

The Wealth Files

Wealth File #1: Rich people believe “I create my life.” Poor people believe “Life happens to me.”

• Action: The next time a problem pops into your life, reframe from a victim mindset (“this happened to me”) to full accountability to resolve the problem regardless of who created it.

Wealth File #2: Rich people play the money game to win. Poor people play the money game to not lose.

• Action: Evaluate whether you invest or don’t invest your money—are you trying to grow your wealth or simply minimize loss?

Wealth File #3: Rich people are committed to being rich. Poor people want to be rich.

• Action: Think—do you simply want to be wealthy but leave it as a daydream? Or do you commit and take the necessary steps to become wealthy?

Wealth File #4: Rich people think big. Poor people think small.

• Action: In your current endeavor (a business, a goal, a trip), how can you break the limits of your current thinking and think big? For my business, I stopped thinking about a one-location model and started thinking of scaling internationally.

Wealth File #5: Rich people focus on opportunities. Poor people focus on obstacles.

• Action: Where are there opportunities in your life?

Wealth File #6: Rich people admire other rich and successful people. Poor people resent rich and successful people.

• Action: Think about your overall view of wealthy people—do you see them as giving, loving, and smart? Do you see them as greedy, corrupt, and evil?

Wealth File #7: Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.

• Action: Find successful people to learn from; drop negative friends.

Wealth File #8: Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

• Action: Think about your strengths and how you can market them.

Wealth File #9: Rich people are bigger than their problems. Poor people are smaller than their problems.

• Action: Reframe problems as something you are bigger than. E.g., a 9/10 person can easily solve a 6/10 problem, whereas that same problem is daunting for a 4/10 person.

Wealth File #10: Rich people are excellent receivers. Poor people are poor receivers.

• Action: Practice receiving and allowing others to give to you.

Wealth File #11: Rich people choose to get paid based on results. Poor people choose to get paid based on time.

• Action: Reframe your work or business to be paid in terms of output, not time.

Wealth File #12: Rich people think “both”. Poor people think “either/or”.

• Action: In a decision you’re currently facing, how can you attain “both”?

Wealth File #13: Rich people focus on their net worth. Poor people focus on their working income.

• Action: Know your net worth. Then, strategize ways to increase it.

Wealth File #14: Rich people manage their money well. Poor people mismanage their money well.

• Action: Create an investment plan for all income/savings above your living expenses and emergency fund.

Wealth File #15: Rich people have their money work hard for them. Poor people work hard for their money.

• Action: Invest in income-producing assets.

Wealth File #16: Rich people act in spite of fear. Poor people let fear stop them.

• Action: Be reckless and take a risky investment like me (JUST KIDDING). Rather, do the free version of this by simply facing a small fear in your everyday life—feeling the fear, taking action, and feeling the sense of reward after. *comfort zone expanded*

Wealth File #17: Rich people constantly learn and grow. Poor people think they already know.

• Action: What’s a skill you’ve always wanted to learn? Why not start learning it now?!

To your continued growth and travels, good sires and madams,

Medellín, Colombia | December 2024